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Producer
A term applied to an agent, solicitor or other person who sells insurance.
Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.
Policy
Written contract of insurance.
Salvage
Property taken over by an insurer to reduce its loss.
Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.
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